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Credit Rating

Services for assessing and monitoring the creditworthiness of customers and business partners.

Credit rating services help businesses assess the financial risk of doing business with customers. This covers two complementary perspectives: credit inquiries – one-time requests for creditworthiness information, typically before extending credit or onboarding a new customer – and credit monitoring – continuous surveillance of customer credit status with automatic notification on significant changes. Together they support decisions about payment terms, credit limits, and collection strategies.

JustOn delivers credit rating through its SCHUFA integration, which retrieves credit information about German customers from SCHUFA, Germany's leading credit bureau. The integration covers both inquiry and monitoring scenarios.